Payroll Services Provided by Just in Time Payroll, Inc.

  • All data is secure. JIT has a SSL certificate
  • Guaranteed accurate federal, state and local tax calculations
  • Voluntary deductions: retirement plans, insurance premiums, etc.
  • Vacation, sick day and holiday tracking
  • Garnishment calculations
  • 24 hour turn a round on check processing
  • Refundable $50 Setup fee if enrolled in Direct Deposit
  • Direct deposit at no additional charge
  • Free checking through Cole Taylor Bank *
  • Free check delivery to clients with qualified plan or employee pick up at our office.
  • Pay types: salary, hourly wages (multiple pay rates), bonuses, tips, expense reimbursements, Holiday pay and more
  • On line viewing of payroll history and W-2′s
  • Time and attendance program at no charge

Federal Tax Deposits and Filings:

  • Federal tax deposits and quarterly and annual filing email reminders
  • Electronic Federal tax payments
  • 8109 Deposit coupon worksheets
  • Automatically completed 941′s and 940′s including electronic filing
  • W-2 Forms processed and delivered year end at no charge.(Most payroll service companies charge $3.00. to $5.00 per employee for this service.)

State Tax Deposits Filings:

  • State tax deposit and form filing email reminders
  • Electronic State tax payments (where available)
  • Automatically completed State deposit coupons
  • Automatically completed quarterly and annual filing forms
  • Electronic State tax form filing (where available)
  • State new hire and Employer registration forms

JIT is pleased to offer Free checking that’s right for you from Cole Taylor bank.

Would you like:

1.To earn interest on balances in your checking account?

2.An account with no monthly fee or balance requirements?

3.To eliminate virtually all ATM fees?

The Right Now Interest Checking is a personal checking account that also pays interest. The interest rate on this checking account is often better than most savings account rates and there is no monthly service fee when you establish direct deposit with Just in Time Payroll,Inc.

Right  NOW[1]  Interest Checking Features:

  • $100 minimum deposit to open
  • No monthly service fee with recurring direct deposit
    • (Monthly service fee WILL apply if direct deposit is not established)
  • No minimum balance requirement
  • Competitive interest rates
  • Complimentary debit card
  • Free access to Cole Taylor online banking and bill paying
  • Free telephone banking
  • Complimentary first order of personal checks
  • Monthly reimbursement for up to eight (8) foreign ATM surcharges – when using your Cole Taylor debit card
  • Enjoy a preferred interest rate combined with checking account convenience
  • Higher interest rates earned on higher balancesWith no monthly service fee (with established direct deposit) and no minimum balance requirements; you won’t have to constantly monitor your account to avoid the dreaded fees.
  • Manager your funds more ways than ever before with checking privileges, complimentary online banking with bill pay, telephone banking and ATM transactions at Cole Taylor Bank ATMs
  • Say goodbye to ATM fees and “foreign” surcharges that chip away at your account balance.
  • FCIC insured deposit account

NOW ~ Negotiable Order of Withdrawal

*  Direct deposits Include Payroll, Social Security and Federal  Recurring Deposits.  First  month fee waived to allow for direct deposit to be setup.

** A foreign. or nonproprietary  ATM,  Is one  that is not owned by Cole Taylor Bank.  Many financial institutions apply a surcharge fee to transactions made at their ATMs by non-customers.  ***  The first 8 foreign ATM surcharge fees each month are rebated to the account within 2 business days.  Foreign  ATM surcharge rebates are limited to ATM  terminals / networks in the continental  United States.


Reports through JIT :

  • Payday, Monthly and Quarterly Payroll and Tax Liability Reports
  • Payroll Check Register, Plus Many More
  • New Hire reports

Tax Liability:
Service Provider will prepare tax reports and then make electronic payment of taxes on or before the due dates. Failure on the part of the Client to properly fund these payments may result in fines and penalties being assessed by that particular tax or revenue collection agency. Client accepts full responsibility for payment of fines and penalties assessed.